Wednesday, April 29, 2009
BALANCES DO NOT MATTER
As months go by, minimum payments get paid to all credit cards with the exception of the one at the top of the debt list. This card--with the highest APR is the biggest enemy in your life, and it must be eliminated first. It doesn't matter if you have another card with a much lower balance, that...
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Tuesday, April 28, 2009
DETERMINING ENEMY NUMBER ONE
The first step in keeping a Debt Diary is to spend an entire month logging every single credit card statement or interest-bearing account that hits your mailbox. Throughout the month as you are paying bills, record the balance of each account, the APR corresponding to it, the actual amount of...
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Monday, April 27, 2009
GIVE ME A FREE PIECE OF CHICKEN PLEASE
I guess it's time to load up the kids and take them for a drive to the local KFC today. On Monday, April 27, Kentucky Fried Chicken will be unveiling their new KENTUCKY GRILLED CHICKEN. HA HA! Throughout the country, KFC is giving a free piece of their newest brainchild--grilled chicken--to every...
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Sunday, April 26, 2009
ACKNOWLEDGING THE PROBLEM OF DEBT
Making the decision to pay off all debt as quickly as possible is a life-changing event. It is a goal that is not easily achievable, and the implementation and execution of a solid plan to making it happen is anything but glamorous. Though you are rewarded daily for every single dollar that you have...
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Saturday, April 25, 2009
ASPIRING TO NEW HEIGHTS
Back in the late 1990's and early 2000's, the credit card industry decided to become more aggressive in its profit-making. This was amidst the boom of corporations satisfying stockholders by hiring wolf-like CEO's who had very little regard for anything other than the bottom line. Industry-wide,...
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