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Re:
Believe me, mariss, if anyone wants your ID, it would strictly be to steal something from you, preferably money! You're very lucky to have gotten that money back from Paypal! Sometimes the red tape in those situations can be so thick and plentiful that the money is never recovered . . . 
posted by
JimmyA
on August 9, 2013 at 12:35 PM
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I lost 1,000 + on Paypal on one of the rare times that was in my account, but got it refunded. I have lifelock if anyone would be deranged enough to want my identity.
posted by
mariss9
on August 9, 2013 at 10:43 AM
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Re:
You're very lucky, Utah. As these hackers and criminals get more and more brazen, and their methods get more and more sophisticated, in many cases it's increasingly difficult to retrieve lost monies like that. And therein lies the rub. The cyber world has made it easier to make on-line purchases and do on-line banking, but that has also opened the door to make stealing your money and personal information easier too! You have to be so careful out there these days. . .
posted by
JimmyA
on August 9, 2013 at 5:36 AM
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Years ago someone got into my business account and took over 4 thousand dollars, but the bank paid it all back as my signature was not on any of the cashed checks.
posted by
UtahJay
on August 8, 2013 at 9:15 PM
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Re: Jimmy...
Very true, Rumor, very true indeed! A few of us can live by the adage of "Better safe than sorry," while others insist on dealing with the situation after the fact, living by the adage "Look! The horses have escaped! Close the barn doors!" You just can't take those chances in this day and age . . .
posted by
JimmyA
on August 8, 2013 at 7:53 AM
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Jimmy...
As you say, assuming things or taking things for granted in the cyber world can be dangerous. We think, "naww, it'll never happen to me", but that's exactly when it does.
..
posted by
Rumor
on August 8, 2013 at 7:15 AM
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Re:
I believe we were, Mia! Bring back those old cash registers, nothing electronic, and make everyone pay in cash again! It might be somewhat inconvenient in certain circumstances, but I think there would be a lot fewer headaches in the end! You have no idea what it was like to walk into your bank and be told there's no money left in your account, and I hope you never will . . .
posted by
JimmyA
on August 7, 2013 at 2:25 PM
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Re:
Good plan, MsJudy. From what I've learned from past experiences, we are now told to never let your card, whether it's a credit or debit card, out of your sight when dealing with any merchant! When they walk away and say "I'll be right back!" is when your card is most vulnerable . . . 
posted by
JimmyA
on August 7, 2013 at 2:22 PM
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Re:
It usually rings true, Saif, especially in finding the "good" from a bad situation. It has happened a lot since we've been married . . .
posted by
JimmyA
on August 7, 2013 at 2:20 PM
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Re:
Good to know, FSI. See? And I'll bet that, all that time, you thought they had your SS number correct! It's amazing the things we take for granted sometimes. And yes, I do remember Ariala, but don't recall her mentioning this particular incident . . .
posted by
JimmyA
on August 7, 2013 at 2:19 PM
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Re:
I'm sure it was, TAPS. Any form of identity theft or monetary theft is always a royal pain in the butt to have cleared up! But I think I'd rather lose the cash itself than have my account actually hacked into! I felt so violated . . . 
posted by
JimmyA
on August 7, 2013 at 2:17 PM
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Re:
That's possible, lustor, but unlikely in this particular case. Once the account was hacked and then closed out, none of the pertinent information is vulnerable or available. It's still scary though . . .
posted by
JimmyA
on August 7, 2013 at 2:15 PM
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Re:
I think I understand, adnohr. But hey, thievery is thievery, and even if I only have $.47 in my account, I still wouldn't want anyone stealing it . . .
posted by
JimmyA
on August 7, 2013 at 2:13 PM
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Re:
It may be your "least favorite task," Dr JPT, but of course that doesn't lessen its importance! We have so many things to keep track of these days, but as it's said "An ounce of prevention is worth a pound of cure!" It's tough to deal with these things after the fact . . .
posted by
JimmyA
on August 7, 2013 at 2:11 PM
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I've had my credit card compromised, but never my debit card - I can't even imagine how stressful that was! Glad to hear everything was sorted out and that the money was returned! Technology is great, but one does have to wonder sometimes if we weren't better off before... 
posted by
Mia890
on August 7, 2013 at 1:17 PM
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That happened to my daughter twice! Large charges the bank said it was one of the waiters at a resturant they had eaten at. So they don't go there anymore in fact she doesn't use her debit card at resturants anymore for that reason.
posted by
MsJudy
on August 7, 2013 at 12:50 PM
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Your wife is so wise.. I do believe in what she says..
posted by
Saif_AlKindi
on August 7, 2013 at 12:41 PM
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I have been very fortunate that has not happened to me. I know my uncle was a victim of identity theft. It took a long while to get straight. The same happened to former blogger Ariala (not sure if you ever came across her).
I had that happen to me too with my social security number except that it was my credit card company. Thankfully, I got it straight.
posted by
FormerStudentIntern
on August 7, 2013 at 10:35 AM
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Aaaagh! I hope nothing like that happens to me. It was bad enough when I was in Madrid and some gypsy woman got all my cash, papers, passport, credit cards out of my bag that was hanging over my shoulder. That was a mess to clear up.
posted by
TAPS.
on August 7, 2013 at 10:32 AM
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is there any possiblity that the scammers changed your information too? My daughter had somewhat of same thing happen and they figured that when she used her card at a fast food place the person who took her card made a copy of the card
posted by
Lanetay
on August 7, 2013 at 8:32 AM
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I agree with your wife. Have to smile when I think of anyone trying to hack my bank accounts though. Hacker is in for major disappointment!!!
posted by
adnohr
on August 7, 2013 at 8:20 AM
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Yes. I am glad that worked out well. I have had similar experiences. Until an error, I just go about my business as though everything is ok. Then, after an alert, get things straight. This is why it is good to monitor, no matter what. That is my least favorite task. It is a must.
posted by
Dr_JPT
on August 7, 2013 at 7:34 AM
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