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Witchflower I remember you saying you can't change because of the same reason which seems crazy. If I changed jobs and went to something where they pay more of the medical or even a different insurance carrier they might not allow treatment for his " preexisting" problem. That seems unfair to me but it is our system.
posted by
the-loanlady
on February 3, 2005 at 11:14 AM
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Ca88andra I wasn't really complaining about the costs. One thing I have hated is the mountains of paperwork. I had to check on bills and resubmit bills and keep it all organized. If you don't send in the bill to the insurance then they say it was sent in too late to pay. I had to argue about some of his medications which the insurance said are not usual or customary and then I raise hell and call and write letters. I do not know how someone who is not educated could deal with it.
posted by
the-loanlady
on February 3, 2005 at 11:12 AM
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anthony1 every Canadian I know brags about the medical system there. We in the US do have to wait at emergency rooms and urgent care- Many emergency rooms in the US are being shut down because they are the most costly to have trauma centers for say gunshot victims who have no insurance. They are required to treat everyone.
posted by
the-loanlady
on February 3, 2005 at 11:09 AM
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It's outrageous that you pay so much
for the insurance. I pay $126/month to cover myself and my husband, the employer pays about $500/month.
I, too, can never quit or retire. We have medical conditions, and I need this insurance. Nice, isn't it?
Well-thought out and well-written article. I like your plan. 
posted by
Witchflower
on February 2, 2005 at 3:15 PM
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I can't believe you pay so much! Thank goodness for the Australian medical system, even if the waiting for services is incredibly long.
posted by
Ca88andra
on February 2, 2005 at 2:24 PM
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the-LoanLady
You have been through a lot and you make some great points. Hope your son gets really well. I am happy I'm in Canada though because even if the service is bad, at least it's free.
posted by
WileyJohn
on February 2, 2005 at 12:07 PM
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frankenkitty - that was just the drugs and things insurance does not cover. His total bills a couple years back were in the hundred thousands a year that they did cover. I can't ever change jobs because I would be afraid a new insurance company would declare him a preexisting problem and not cover. Your post and two others inspired me to make my own overhaul. $50000 for a single person is a comfortable living in some parts of the US but maybe not in CA so OK I up the number see the edit
posted by
the-loanlady
on February 2, 2005 at 12:03 PM
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I think you should raise the 30000 to 50000,
because a 14,000 bill on a family making less than 50000 is enormous. It's a good start, definately mail it to the president. Take care
posted by
Flumpystalls3000
on February 2, 2005 at 11:58 AM
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thanks Scriber
posted by
the-loanlady
on February 2, 2005 at 11:50 AM
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I dub you prince roofy
posted by
the-loanlady
on February 2, 2005 at 11:49 AM
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LoanLady, not a single disagreement. well thought out.
posted by
scriber
on February 2, 2005 at 11:46 AM
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I'll live in your kingdom.
posted by
roofpig
on February 2, 2005 at 11:31 AM
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