Fascinating Thoughts

FRANKLY SPEAKING – 1 There are some of us who believe that the Branch Head alone is responsible for the development of the branch. And their tribe is increasing. They take immense joy in passing the buck to the Branch Head at the slightest excuse. They do not stretch one bit to solve the problem... Sign in to see full entry.

CAN YOU HAVE THE CAKE AND EAT IT TOO? The answer to the question is a universal ‘NO’. But then some of us think otherwise. The higher you go, greater will be the responsibilities. Now what happens if you show little inclination to shoulder the extra responsibility? Or, for that matter, if you are... Sign in to see full entry.

ACKNOWLEDGEMENT OF DEBT – HOW (IR) RELEVANT The more I think of it the more it seems farcical to me that one’s debt needs to be acknowledged at specified intervals. The following illustrations lend credence to my contention. CASE – 1 – ‘A’ borrows money from a bank. In the interest of both, they... Sign in to see full entry.

MAN POWER PLANNING You will agree that there are some employees among us who are exceptionally good and who always give their 100% at all times to the institution. They are our “STAR PERFORMERS” with “POSITIVE MENTAL ATTITUDE”. These people need special attention. Out of turn promotion, advance... Sign in to see full entry.

IT’S ALL IN THE MIND “CUSTOMERS FIRST, CUSTOMERS NEXT, CUSTOMERS FOREVER”. It is a statement. ‘Can’t you see how busy I am’, ‘Come after sometime’, ‘It is not possible now’, these are some of the samples of response that a customer is still living with, in sharp contrast to the statement made above.... Sign in to see full entry.

DREAM Dream. Those who dream have better chance of achieving extra-ordinary things. Dreaming in fact is the fountainhead of creative thinking. Ideas that were elusive till now begin to flood the mind the moment you start dreaming. Dreaming sets in motion a series of – sometimes logical & most of the... Sign in to see full entry.

360 DEGREE APPRAISAL Hi, Friends, Don’t you think it is time to break away from this monotony and indulge in something more interesting? Like 360 degree appraisal. I can see the raised eyebrows and the quizzical look on your faces! I will quickly tell you about it and how it works. Each one of us... Sign in to see full entry.

FIXED OR FLOATING? Should you opt for ‘fixed’ rate or ‘floating’ rate on your housing loan? A comparison between the two options will probably help you decide. Floating Rate Fixed Rate It is a rate linked to BPLR of the bank. It means that with every change in BPLR, the Floating rate either moves up... Sign in to see full entry.

MY DEAR PIGMY SUSPENSE Well, the primary intention of writing this is to tickle a rib or two. With this in mind, let me inch towards my first encounter with Pigmy Suspense, which is indelibly etched in my memory. I had seen how my colleagues had a torrid time tallying it the previous week. It was a... Sign in to see full entry.

Economic Reforms in India Picture the year 1990 for a moment: • ‘X’ is an agriculturist in a small village cultivating about 2 acres of land, having a family of 5 and barely managing to survive. • ‘Y’ is a business tycoon in a metro, leading a luxurious life. ‘Progress’, ‘change for better’,... Sign in to see full entry.